Insights & Market Updates
Clear thinking on Spanish mortgages, every quarter.
Practical guides for international buyers. Updates on Spanish mortgage rates, non-resident lending rules and the moves that shape the market. Written by Maaike, in plain language, for people who’d rather understand than be impressed.
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Five areas of Spanish property finance.
Buying Property in Spain
Property Finance
Market Updates
International Buyers
Professional Advisers
Should you approach a Spanish bank directly or use an independent mortgage adviser?
One of the first decisions international buyers face is whether to approach a Spanish bank directly or work with an independent mortgage adviser.
How much capital do non-residents really need to buy property in Spain?
One of the first questions international buyers ask is: "How much deposit will I need to buy a property in Spain?" The answer is often simplified to 30%.While this is a useful starting point, it rarely reflects the total amount of capital required to complete a purchase.
Property finance for HNW clients in Spain: why the right structure matters more than the interest rate
For many high-net-worth individuals, purchasing property in Spain is not simply a real estate transaction. It forms part of a broader wealth strategy that may include international investments, succession planning, tax considerations and liquidity management.
Buying property in Spain as a foreigner – the full process
Buying property in Spain involves more than finding the right home. For many international buyers, purchasing a property in Spain is one of the largest personal investments they will make.
Spanish mortgage rates outlook 2026: beyond Euribor and the ECB
A practical guide to every stage of buying property in Spain, from your first assessment to signing at the notary, with a focus on the financing decisions that matter most.
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