Expertise
Property finance solutions for non residents, HNW and UHNW clients in Spain.
Three areas of mastery, one continuous relationship. Whether you’re financing a coastal home, a Madrid investment or a holding-structured purchase, the path runs through one advisor who speaks your language.
Non Resident Property Finance
Tailored Spanish mortgages for international buyers without Spanish tax residency. Whether for a holiday home, a future retirement base or a buy to let investment, the lender, the LTV and the financing structure are matched to your country of residence, currency and income profile. We handle the entire process in your language, from the initial feasibility check to the signature at the notary.
Built for
UK, Dutch, German, Scandinavian, US and EU buyers · holiday homes, second residences, investment properties · LTV typically 60–70%, 20–25-year terms.
HNW & UHNW finance
The most complex files, personally led. Holding company purchases, Bank of Spain regulations, cross border tax matters, currency hedging and private banking conversations require more than a standard financing process. I coordinate closely with Spanish lenders, tax advisers and wealth managers to ensure every part of the structure works together seamlessly, with every file handled directly by me from start to finish.
Built for
(U)HNW relocators · family offices · founders & executives · purchases via SL or international holding · private-banking-led financing.
Tax & structure coordination
One single point of contact across banks, lawyers, tax advisers and private banking specialists. We coordinate timelines, manage communication and guide the process from financing approval to final completion with clarity, discretion and personal guidance, so you never have to manage conversations across multiple parties and time zones.
Built for
Buyers with multi-jurisdiction setups · complex income · Beckham Law / Golden Visa successor regimes · estate-planning structures.
Where I work
Across the regions international buyers love.
Six core regions, one continuous relationship. Local knowledge of banks, valuers and notaries — and the unwritten rules that move a file forward.
Mallorca
Home base. Deep knowledge of local banks, valuers and notaries from Pollensa to the south west and the unwritten rules that move a file forward. Most-requested locations: Pollensa, Andratx, Son Vida, Palma.
Ibiza & Formentera
A small market with complex banks. We know which lenders take Ibiza valuations seriously and which quietly avoid them. Strong link to private-banking arms for higher-end villas.
Costa del Sol
Marbella, Estepona, Sotogrande, Benahavís. Strong international demand, strong scrutiny, we navigate both sides comfortably. Cross-border income and trust-owned property handled regularly.
Costa Blanca
Alicante, Jávea, Moraira, Altea. A long-established Dutch, German and British buyer base and a lender map that rewards local detail and language fluency.
Madrid
Investment apartments, relocation under Beckham Law, primary residences, family-office acquisitions. Different rhythm, different lenders, same advisor.
Barcelona
From Eixample to Sant Cugat to the coast. International executives, investors and returners, complex profiles handled discreetly with private-banking partners.
THE MAAIKE METHOD
From the first conversation to the keys, and beyond.
A clear, composed pathway across banks, taxes, structures, and borders. One advisor at every step.
01
Quick Scan or call
Two-minute Quick Scan or a confidential call. We understand your profile, strategy and timing before quoting anything.
02
Profile & strategy
A clear overview of your options. Tax, structure and bank policy, brought into alignment. In your language, no jargon.
03
Bank matching
Access to more than twenty financial institutions. We match the lender to your profile, not the other way round.
04
Closing & beyond
Discreet support through closing and the handover of the keys. Reachable in the moments that matter.
Trusted alongside
Where agents, lawyers and family offices send their international clients.
Real estate agents, lawyers and wealth managers refer their international clients to us because the file gets handled with the same care they put into their own work.
START YOUR INQUIRY
One conversation, one clear path forward.
Two-minute Quick Scan or a confidential call. Personal reply from Maaike, in the language you choose.