Mallorca Living Boutique SL

In accordance with Article 10 of Spanish Law 34/2002 of 11 July on Information Society Services and Electronic Commerce (LSSI-CE), the following information is provided regarding the owner of this website.

Website owner

Company name
Mallorca Living Boutique S.L.

Legal form
Sociedad de Responsabilidad Limitada (S.L.)

Registered office
Carrer de la Xarxa 21, 3C
07470 Puerto Pollensa
Balearic Islands
Spain

Tax Identification Number (NIF / CIF)
B13856067

VAT Number
ESB13856067

Telephone
+34 609 744 246

Email

Website
www.maaikevanruitenbeek.com

Responsible for the content of this website
Maaike van Ruitenbeek

Professional activity
Independent Property Finance Adviser specialising in Spanish residential and investment property finance for international private clients.

Legal notice

This website is owned and operated by Mallorca Living Boutique S.L. and presents the independent property finance advisory services of Maaike van Ruitenbeek for international private clients purchasing residential and investment property in Spain.

The information published on this website is provided for general informational purposes only. It is intended to help visitors better understand the Spanish property finance process and should not be regarded as financial, legal, tax or investment advice.

Every property purchase and financing application is unique. Mortgage availability, lending criteria, taxation and legal requirements vary according to each client’s individual circumstances and may change over time.

While every reasonable effort is made to ensure that the information on this website is accurate and up to date, Mallorca Living Boutique S.L. makes no representations or warranties regarding the completeness, accuracy or suitability of the information for any particular purpose.

Visitors should obtain independent legal, tax and financial advice before making decisions relating to the purchase or financing of property in Spain.

Regulatory information

Mortgage advisory and credit intermediation services are provided through Mortgage Direct S.L.U., an independent mortgage credit intermediary registered with the Banco de España under registration number D108.

Maaike van Ruitenbeek provides mortgage advisory services under the regulatory framework and registration of Mortgage Direct S.L.U.

Where applicable, clients will receive all mandatory regulatory disclosures and documentation relating to Mortgage Direct S.L.U. and the relevant consumer protection framework during the advisory process.

Independent advisory services

Mallorca Living Boutique S.L. provides independent advice on property finance in Spain.

The company is not a bank, mortgage lender or credit institution and does not itself provide mortgage finance.

Recommendations are based on each client’s personal circumstances and financing objectives, taking into account the lending criteria of carefully selected financial institutions.

Any mortgage or financing solution remains subject to the lender’s underwriting process, property valuation, legal due diligence and final approval.

Nothing contained on this website constitutes an offer of credit or a guarantee that mortgage finance will be available or approved.

No client relationship

Accessing this website, submitting an enquiry or contacting Mallorca Living Boutique S.L. does not in itself create an adviser-client relationship.

A professional advisory relationship is established only after both parties have expressly agreed to the provision of advisory services.

External links

This website may contain links to third-party websites for the convenience of visitors.

Mallorca Living Boutique S.L. has no control over the content or availability of external websites and accepts no responsibility or liability for their content. Responsibility for such websites rests solely with their respective owners or operators.

Intellectual property

Unless otherwise stated, all content published on this website, including text, articles, graphics, photographs, logos, branding and design elements, is the intellectual property of Mallorca Living Boutique S.L. or is used with the permission of the respective rights holder.

No part of this website may be copied, reproduced, published, distributed, modified or otherwise used without the prior written permission of Mallorca Living Boutique S.L., except where permitted under applicable intellectual property law.

Disclaimer

The availability of mortgage finance depends on the individual circumstances of each client, the property offered as security and the lending criteria of the selected financial institution.

A preliminary assessment or indication of financing possibilities does not constitute a formal mortgage approval.

Final approval remains subject to the lender’s credit assessment, valuation of the property and completion of all legal and regulatory requirements.

Governing law

This website and this Legal Notice shall be governed by the laws of Spain.

Any dispute arising in connection with this website shall be subject to the jurisdiction of the competent courts of Spain, unless mandatory legal provisions provide otherwise.

Complaints

We are committed to providing a high standard of professional service. If you are dissatisfied with any aspect of our services, please contact us in the first instance. Where your enquiry relates to regulated mortgage advisory or credit intermediation services, it will be handled under the official complaints procedure of Mortgage Direct S.L.U.