About
Independent advice.
Personal commitment.
Buying property in Spain is often one of life’s most significant financial decisions. For many international buyers, the mortgage itself is only one part of a much broader picture.
It is about balancing financing with liquidity, understanding a different legal and banking system, coordinating multiple professionals and making decisions that fit both today’s circumstances and long-term objectives.
My role is to help clients navigate that process with clarity, independence and confidence.
The story
From Dutch corporate life to Spanish property finance.
I grew up in the Netherlands and moved to Mallorca after a career in sales, finance and marketing at international corporates. Two cultures, two languages, two ways of working. Over the years, I kept seeing the same challenge: international buyers walking into Spanish banks, facing processes they did not understand, and giving up on homes they had already imagined living in.
In 2022 I founded my own advisory with one ambition: to make financing in Spain a personal, composed and discreet experience. Today I work as an independent associated adviser of Mortgage Direct, with a personal focus on non resident and (U)HNW cases.
My team supports the entry and mid segments with the same level of care. The most complex files, including holding structures, multi jurisdictional income and private banking conversations, remain personally with me.
Independence
One advisor, twenty financial institutions.
Independent means independent. I am not on any single bank’s payroll. Through Mortgage Direct I have access to more than twenty Spanish lenders, from the household names to the private banks that quietly serve high-net-worth families. The match is made on your profile, never on a sales target.
Mortgage Direct partnership
Backed by Spain’s leading international broker.
Mortgage Direct has supported international buyers with Spanish real estate financing since 2006. As an associated adviser, I combine their established network and compliance framework with a personal, multilingual and highly tailored advisory approach across the Balearics, Costa del Sol, Madrid and Barcelona.
Way of working
Quiet competence, over showmanship.
Most clients meet me through a referral. They value discretion, multilingual fluency and an advisor who understands both international finance and the realities of buying property in Spain. Four languages. One trusted point of contact.
Trusted by leading professionals.
The advisor behind the advisor.
Leading real estate agents, lawyers, tax advisers, private banks and family offices introduce their international clients to us because they know every mandate is handled with the same professionalism, discretion and personal attention they provide themselves.
BEYOND FINANCING
Coordinating the wider process
Purchasing property in Spain often involves far more than arranging finance.
Throughout the process, I work closely with lawyers, notaries, tax advisers, valuers, estate agents and banking professionals to help ensure that every stage progresses as smoothly as possible.
While each professional remains responsible for their own area of expertise, my role is often to bring those different disciplines together and keep the financing process moving efficiently.
Clients frequently describe this coordination as one of the most valuable aspects of working together.
PERSONAL APPROACH
Looking beyond the mortgage
Successful property finance is rarely about finding the lowest interest rate.
The real value lies in understanding each client’s wider financial position, identifying the right lenders and guiding the process from initial planning through to completion.
Every client has different circumstances and objectives. The advice should reflect that.
EXPERIENCE & NETWORK
Experience built on relationships
I specialise exclusively in Spanish residential and investment property finance for international private clients.
Long-standing relationships with leading Spanish banks, private banks and specialist lenders allow me to identify financing solutions that genuinely fit each client’s circumstances.
INDEPENDENT ADVICE
An independent perspective
Independence is central to the way I work.
Rather than representing one lender, I begin by understanding the client and then identify the financial institutions and financing structures best suited to their circumstances and long-term objectives.
BEYOND COMPLETION
A long-term relationship
Many relationships continue well beyond completion.
Clients often return when purchasing additional properties, restructuring existing finance or introducing family members and business partners who are considering buying property in Spain.
For me, good advice has never been about completing a single transaction. It is about building relationships based on trust, transparency and consistent professional guidance over time.
CREDENTIALS
Professional background
I hold a Bachelor’s degree in Economics and am an Accredited Real Estate Loan Assessor recognised by the Banco de España.
Mortgage advisory and credit intermediation services are provided through Mortgage Direct S.L.U., an independent mortgage credit intermediary registered with the Banco de España under registration number D108.
Based in Mallorca, I advise international private clients purchasing residential and investment property throughout Spain.
Trusted Professional Network
The partners we work with quietly, every day.
Real estate agents, lawyers and wealth managers refer their international clients to us because the file gets handled with the same care they put into their own work.
Start the conversation
One conversation, one clear path forward.
Begin with a two-minute Quick Scan or arrange a confidential conversation. Every enquiry receives a personal response from Maaike, in your preferred language.
My philosophy
I believe that good advice begins with listening.
Every client brings different ambitions, priorities and financial circumstances. My role is not simply to arrange finance, but to help clients make informed decisions with confidence, supported by clear advice, careful preparation and a commitment to acting in their best interests throughout the process.