A composed read on where Euribor sits today, what the ECB has signalled for the rest of 2026, and how the spread between fixed and variable shifts the right choice for non-resident buyers.
Spanish mortgage rates outlook 2026 – fixed, variable, ECB Read More »
When property is purchased through a Spanish SL, an international holding company or private banking financing, standard mortgage rules no longer fully apply. An overview of what changes and why discretion matters.
HNW mortgages in Spain – holding structures, private banking, and why they’re different Read More »
Most Spanish lenders cap non-resident loans at 60–70% LTV – meaning a deposit of 30–40% of the property value, plus closing costs of around 10–12%. But that headline number is only half the story.
How much deposit do non-residents really need for a Spanish mortgage in 2026 Read More »
Going to your local Spanish bank directly is tempting – especially when you already have an account there. Here is when that’s the right call, and when one application across twenty banks saves both time and money.
Mortgage broker vs Spanish bank direct – the honest comparison Read More »
Going to your local Spanish bank directly is tempting – especially when you already have an account there. Here is when that’s the right call, and when one application across twenty banks saves both time and money.
Buying property in Spain as a foreigner – the full process Read More »
